:root {
  --bg: #f6f0e8;
  --paper: #fffdf9;
  --brown: #49382f;
  --brown-2: #6a5143;
  --yellow: #efc862;
  --yellow-soft: #f7df9b;
  --terracotta: #c87552;
  --sage: #89917a;
  --ink: #2b2521;
  --muted: #746b64;
  --line: rgba(73,56,47,.14);
  --radius: 30px;
  --radius-sm: 18px;
  --container: 1240px;
  --shadow: 0 24px 70px rgba(67, 47, 35, .10);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--ink); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.55; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button, input { font: inherit; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.section-pad { padding: 105px 0; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; margin-bottom: 20px; color: var(--brown-2); font-size: 13px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--terracotta); }
.eyebrow.light { color: #f8eadf; }
.eyebrow.light::before { background: var(--yellow); }
h1,h2,h3,p { margin-top: 0; }
h1,h2,h3 { color: var(--brown); letter-spacing: -.04em; }
h1 { font-size: clamp(58px, 7.4vw, 108px); line-height: .91; margin-bottom: 32px; font-weight: 750; }
h1 em { color: var(--terracotta); font-style: normal; font-weight: 500; }
h2 { font-size: clamp(40px, 5vw, 68px); line-height: .98; margin-bottom: 24px; }
h3 { font-size: 25px; line-height: 1.12; }
.lead { font-size: 20px; max-width: 630px; color: var(--muted); }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 16px; min-height: 58px; padding: 0 26px; border: 0; border-radius: 999px; background: var(--brown); color: #fff; font-weight: 800; cursor: pointer; transition: transform .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); background: #372a24; }
.btn span { font-size: 20px; }
.btn-small { min-height: 46px; padding: 0 20px; font-size: 14px; }
.btn-light { background: var(--yellow); color: var(--brown); }
.btn-light:hover { background: #f4d276; }
.text-link { display: inline-flex; align-items: center; font-weight: 800; border-bottom: 1px solid var(--brown); padding-bottom: 4px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(246,240,232,.92); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(73,56,47,.08); }
.nav-wrap { min-height: 82px; display: flex; align-items: center; gap: 36px; }
.brand { display: inline-flex; align-items: center; gap: 11px; flex-shrink: 0; }
.brand-mark { width: 40px; height: 40px; border-radius: 13px 13px 13px 4px; display: grid; place-items: center; background: var(--brown); color: var(--yellow); font-size: 13px; font-weight: 900; }
.brand-name { color: var(--brown); font-size: 23px; font-weight: 850; letter-spacing: -.05em; }
.brand-name span { color: var(--terracotta); }
.main-nav { margin-left: auto; display: flex; align-items: center; gap: 29px; font-size: 14px; font-weight: 750; color: var(--brown); }
.main-nav a { position: relative; }
.main-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -6px; height: 2px; background: var(--terracotta); transition: right .2s ease; }
.main-nav a:hover::after { right: 0; }
.menu-toggle { display: none; margin-left: auto; width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line); background: transparent; padding: 10px; }
.menu-toggle span:not(.sr-only) { display: block; height: 2px; background: var(--brown); margin: 5px 0; }

.hero { min-height: calc(100vh - 82px); display: flex; align-items: center; overflow: hidden; padding-top: 82px; }
.hero-grid { display: grid; grid-template-columns: 1.03fr .97fr; gap: 55px; align-items: center; }
.hero-copy { position: relative; z-index: 2; }
.hero-actions { display: flex; align-items: center; gap: 28px; margin: 36px 0 34px; }
.hero-trust { display: flex; align-items: center; gap: 16px; padding-top: 20px; border-top: 1px solid var(--line); max-width: 450px; }
.hero-trust p { margin: 0; font-size: 14px; color: var(--muted); line-height: 1.25; }
.hero-trust strong { color: var(--brown); }
.avatars { display: flex; }
.avatars span { width: 39px; height: 39px; margin-left: -8px; border: 3px solid var(--bg); border-radius: 50%; display: grid; place-items: center; background: var(--yellow-soft); color: var(--brown); font-size: 10px; font-weight: 900; }
.avatars span:first-child { margin-left: 0; background: #d6b29b; }
.avatars span:nth-child(2) { background: #bdc4a7; }
.avatars span:nth-child(3) { background: #e5c5a0; }

.hero-visual { min-height: 590px; position: relative; display: grid; place-items: center; }
.shape { position: absolute; }
.shape-one { width: 520px; height: 520px; right: -15px; top: 17px; background: var(--yellow); border-radius: 48% 52% 49% 51% / 62% 42% 58% 38%; transform: rotate(-5deg); }
.shape-two { width: 380px; height: 410px; left: 30px; bottom: 0; border: 2px solid rgba(73,56,47,.2); border-radius: 46% 54% 36% 64% / 48% 39% 61% 52%; transform: rotate(16deg); }
.visual-card { position: relative; z-index: 3; }
.mortgage-card { width: min(430px, 85%); min-height: 410px; padding: 34px; background: rgba(255,253,249,.95); border-radius: 34px; box-shadow: var(--shadow); transform: rotate(-2.5deg); }
.card-topline { display: flex; justify-content: space-between; gap: 15px; font-size: 13px; font-weight: 800; color: var(--muted); }
.status-dot { color: #58764a; }
.status-dot::before { content: ""; display: inline-block; width: 8px; height: 8px; margin-right: 6px; background: #7c9a6a; border-radius: 50%; }
.mortgage-value { margin-top: 53px; color: var(--brown); font-size: clamp(46px, 5vw, 62px); font-weight: 850; letter-spacing: -.06em; line-height: 1; }
.mortgage-card > p { color: var(--muted); font-size: 13px; }
.mini-chart { height: 92px; margin: 34px 0 24px; display: flex; align-items: end; gap: 8px; }
.mini-chart span { flex: 1; min-width: 9px; background: var(--yellow); border-radius: 8px 8px 2px 2px; }
.mini-chart span:nth-child(2n) { background: var(--terracotta); }
.mortgage-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; padding-top: 22px; border-top: 1px solid var(--line); }
.mortgage-stats div { display: flex; flex-direction: column; gap: 4px; }
.mortgage-stats small { color: var(--muted); }
.mortgage-stats strong { color: var(--brown); font-size: 18px; }
.floating-badge { position: absolute; z-index: 4; padding: 15px 19px; border-radius: 18px; background: var(--brown); color: #f6e8df; font-size: 12px; line-height: 1.3; box-shadow: 0 15px 30px rgba(45,32,25,.18); }
.floating-badge strong { color: #fff; font-size: 14px; }
.badge-left { left: 5px; top: 120px; transform: rotate(5deg); }
.badge-right { right: 0; bottom: 105px; background: var(--terracotta); transform: rotate(4deg); }

.services { background: var(--paper); border-radius: 48px 48px 0 0; }
.section-head { margin-bottom: 54px; }
.split-head { display: grid; grid-template-columns: 1.4fr .6fr; align-items: end; gap: 70px; }
.split-head h2 { margin-bottom: 0; }
.split-head > p { max-width: 460px; margin-bottom: 5px; color: var(--muted); font-size: 17px; }
.centered { text-align: center; max-width: 800px; margin-inline: auto; margin-bottom: 62px; }
.centered p { color: var(--muted); font-size: 17px; }
.service-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.service-card { min-height: 390px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); display: flex; flex-direction: column; background: var(--paper); transition: transform .25s ease, box-shadow .25s ease; }
.service-card:hover { transform: translateY(-6px); box-shadow: 0 22px 50px rgba(68,46,33,.08); }
.service-card.featured { background: var(--yellow); border-color: transparent; }
.service-card.dark-card { background: var(--brown); color: #f6ebe2; border-color: transparent; }
.service-card.dark-card h3, .service-card.dark-card a { color: #fff; }
.service-card.dark-card p, .service-card.dark-card .service-no { color: #dbc9bd; }
.service-no { color: #a29489; font-size: 12px; font-weight: 900; letter-spacing: .12em; }
.service-icon { width: 58px; height: 58px; margin: 38px 0 30px; border-radius: 50%; display: grid; place-items: center; background: rgba(73,56,47,.09); color: var(--brown); font-size: 25px; }
.dark-card .service-icon { color: var(--yellow); background: rgba(255,255,255,.1); }
.service-card h3 { margin-bottom: 16px; }
.service-card p { color: var(--muted); font-size: 14px; }
.service-card a { margin-top: auto; font-weight: 800; font-size: 14px; }

.numbers { background: var(--paper); padding-top: 25px; }
.numbers-shell { padding: 80px; border-radius: 46px; background: var(--brown); color: #fff; display: grid; grid-template-columns: .85fr 1.15fr; gap: 80px; }
.numbers-copy h2 { color: #fff; }
.numbers-copy p { color: #d8c7bc; max-width: 460px; font-size: 16px; margin-bottom: 30px; }
.numbers-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.number-item { min-height: 210px; padding: 27px; border-radius: 26px; background: rgba(255,255,255,.07); display: flex; flex-direction: column; justify-content: space-between; }
.number-item:nth-child(2), .number-item:nth-child(3) { background: var(--yellow); color: var(--brown); }
.number-item strong { font-size: clamp(45px,5vw,70px); letter-spacing: -.06em; line-height: 1; }
.number-item span { max-width: 180px; font-size: 13px; font-weight: 700; }

.process { background: var(--paper); }
.timeline { max-width: 940px; margin-inline: auto; position: relative; }
.timeline::before { content: ""; position: absolute; left: 31px; top: 32px; bottom: 32px; width: 1px; background: var(--line); }
.step { display: grid; grid-template-columns: 64px 1fr; gap: 30px; align-items: start; padding: 0 0 42px; position: relative; }
.step:last-child { padding-bottom: 0; }
.step > span { width: 64px; height: 64px; position: relative; z-index: 2; border-radius: 50%; background: var(--bg); border: 1px solid var(--line); display: grid; place-items: center; color: var(--brown); font-weight: 900; }
.step:nth-child(3) > span { background: var(--yellow); border-color: var(--yellow); }
.step > div { padding: 9px 20px 28px 0; border-bottom: 1px solid var(--line); }
.step:last-child > div { border-bottom: 0; }
.step h3 { margin-bottom: 8px; }
.step p { margin: 0; color: var(--muted); }

.quote { background: var(--bg); }
.quote-card { position: relative; padding: 78px 80px; background: var(--yellow); border-radius: 44px; overflow: hidden; }
.quote-card::after { content: ""; position: absolute; width: 280px; height: 280px; right: -60px; bottom: -100px; border: 2px solid rgba(73,56,47,.18); border-radius: 50%; }
.quote-mark { font-family: Georgia,serif; font-size: 110px; color: rgba(73,56,47,.25); line-height: .5; }
blockquote { max-width: 930px; margin: 12px 0 35px; color: var(--brown); font-size: clamp(31px,4vw,55px); font-weight: 750; line-height: 1.06; letter-spacing: -.045em; }
.quote-person { display: flex; align-items: center; gap: 15px; }
.quote-person > span { width: 48px; height: 48px; border-radius: 50%; display: grid; place-items: center; background: var(--brown); color: var(--yellow); font-size: 12px; font-weight: 900; }
.quote-person p { margin: 0; font-size: 13px; color: var(--brown-2); }

.experts { background: var(--paper); }
.expert-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.expert-card { border-radius: 32px; overflow: hidden; border: 1px solid var(--line); background: var(--bg); }
.expert-photo { height: 390px; display: grid; place-items: center; position: relative; overflow: hidden; }
.expert-photo::before, .expert-photo::after { content: ""; position: absolute; border-radius: 50%; }
.expert-photo::before { width: 320px; height: 320px; background: rgba(255,255,255,.35); left: -50px; bottom: -70px; }
.expert-photo::after { width: 210px; height: 210px; border: 2px solid rgba(73,56,47,.12); right: -40px; top: 35px; }
.expert-photo span { width: 140px; height: 140px; border-radius: 50%; display: grid; place-items: center; background: rgba(73,56,47,.9); color: #fff; font-size: 34px; font-weight: 900; box-shadow: 0 28px 60px rgba(55,37,28,.2); position: relative; z-index: 2; }
.e1 { background: #d3aa92; }.e2 { background: #bec4a8; }.e3 { background: #d9bd8e; }
.expert-meta { padding: 26px; background: #fff; }
.expert-meta > span { font-size: 11px; text-transform: uppercase; letter-spacing: .11em; color: var(--terracotta); font-weight: 900; }
.expert-meta h3 { margin: 8px 0 6px; }
.expert-meta p { margin: 0; color: var(--muted); font-size: 14px; }

.knowledge { background: var(--bg); }
.article-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.article-card { min-height: 330px; padding: 32px; border-radius: 28px; background: var(--paper); display: flex; flex-direction: column; border: 1px solid rgba(73,56,47,.08); }
.tag { align-self: start; padding: 7px 11px; border-radius: 999px; background: #efe6db; color: var(--brown-2); font-size: 11px; font-weight: 900; text-transform: uppercase; letter-spacing: .08em; }
.article-card h3 { margin: 28px 0 15px; font-size: 27px; }
.article-card p { color: var(--muted); font-size: 14px; }
.article-card a { margin-top: auto; font-weight: 800; font-size: 14px; }

.contact { background: var(--bg); padding-top: 30px; }
.contact-shell { padding: 75px; border-radius: 46px; background: var(--terracotta); color: #fff; display: grid; grid-template-columns: 1fr .82fr; gap: 90px; }
.contact-copy h2 { color: #fff; }
.contact-copy > p { max-width: 560px; color: #f8dfd5; font-size: 17px; }
.contact-points { margin-top: 35px; display: flex; flex-wrap: wrap; gap: 11px; }
.contact-points span { padding: 9px 12px; border-radius: 999px; background: rgba(255,255,255,.12); font-size: 12px; font-weight: 800; }
.contact-form { padding: 32px; border-radius: 30px; background: var(--paper); color: var(--ink); display: grid; gap: 17px; }
.contact-form label:not(.checkbox) { display: grid; gap: 7px; color: var(--brown); font-size: 12px; font-weight: 900; text-transform: uppercase; letter-spacing: .07em; }
.contact-form input[type="text"], .contact-form input[type="tel"], .contact-form input[type="email"] { width: 100%; height: 51px; padding: 0 15px; border: 1px solid var(--line); border-radius: 13px; background: #fff; outline: none; text-transform: none; letter-spacing: 0; font-weight: 500; }
.contact-form input:focus { border-color: var(--terracotta); box-shadow: 0 0 0 3px rgba(200,117,82,.12); }
.checkbox { display: flex; align-items: flex-start; gap: 9px; font-size: 11px; color: var(--muted); }
.contact-form small { color: var(--muted); font-size: 10px; line-height: 1.4; }

.site-footer { padding: 78px 0 24px; background: #2e2420; color: #cabbb2; }
.footer-grid { display: grid; grid-template-columns: 1.25fr 1fr 1fr 1fr; gap: 60px; }
.footer-brand .brand-name { color: #fff; }
.footer-grid > div:first-child p { max-width: 280px; margin-top: 25px; }
.footer-grid h4 { color: #fff; margin: 0 0 18px; }
.footer-grid a, .footer-grid p { display: block; margin-bottom: 9px; font-size: 13px; }
.footer-grid a:hover { color: var(--yellow); }
.footer-bottom { margin-top: 60px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; gap: 20px; font-size: 11px; }

@media (max-width: 1100px) {
  .nav-cta { display: none; }
  .main-nav { gap: 20px; }
  .hero-grid { grid-template-columns: 1fr 1fr; gap: 20px; }
  .shape-one { width: 430px; height: 430px; }
  .service-grid { grid-template-columns: 1fr 1fr; }
  .numbers-shell { padding: 58px; gap: 50px; }
}

@media (max-width: 820px) {
  .section-pad { padding: 76px 0; }
  .menu-toggle { display: block; }
  .main-nav { position: absolute; top: 82px; left: 20px; right: 20px; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 14px; border: 1px solid var(--line); border-radius: 20px; background: var(--paper); box-shadow: var(--shadow); }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 13px 10px; }
  .main-nav a::after { display: none; }
  .hero { padding-top: 42px; min-height: auto; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 680px; }
  .hero-visual { min-height: 520px; }
  .split-head, .numbers-shell, .contact-shell { grid-template-columns: 1fr; }
  .split-head { gap: 28px; }
  .numbers-shell { padding: 45px; }
  .expert-grid, .article-grid { grid-template-columns: 1fr 1fr; }
  .contact-shell { gap: 45px; padding: 52px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .section-pad { padding: 62px 0; }
  h1 { font-size: clamp(52px, 16vw, 74px); }
  h2 { font-size: 42px; }
  .lead { font-size: 17px; }
  .hero-actions { align-items: flex-start; flex-direction: column; gap: 18px; }
  .hero-visual { min-height: 430px; margin-inline: -4px; }
  .shape-one { width: 350px; height: 350px; right: -45px; }
  .shape-two { width: 280px; height: 310px; left: -20px; }
  .mortgage-card { padding: 25px; min-height: 330px; width: 88%; }
  .mortgage-value { margin-top: 36px; font-size: 44px; }
  .mini-chart { height: 66px; margin: 22px 0 18px; }
  .badge-left { left: 0; top: 75px; }
  .badge-right { right: -3px; bottom: 50px; }
  .service-grid, .numbers-grid, .expert-grid, .article-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 330px; }
  .numbers-shell { width: calc(100% - 20px); padding: 34px 22px; border-radius: 34px; }
  .number-item { min-height: 165px; }
  .timeline::before { left: 23px; }
  .step { grid-template-columns: 48px 1fr; gap: 18px; }
  .step > span { width: 48px; height: 48px; }
  .quote-card { padding: 52px 28px; border-radius: 32px; }
  .expert-photo { height: 310px; }
  .contact-shell { padding: 35px 22px; border-radius: 34px; }
  .contact-form { padding: 22px; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom { flex-direction: column; }
}

/* ===== Offer detail page ===== */
.main-nav a.active { color: var(--terracotta); }
.offer-hero { padding-top: 48px; background: var(--bg); }
.breadcrumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 9px; margin-bottom: 44px; color: var(--muted); font-size: 12px; font-weight: 700; }
.breadcrumbs a:hover { color: var(--terracotta); }
.breadcrumbs span:last-child { color: var(--brown); }
.offer-hero-grid { display: grid; grid-template-columns: 1.03fr .97fr; gap: 72px; align-items: center; }
.offer-hero-copy h1 { font-size: clamp(62px, 7vw, 104px); }
.offer-checks { list-style: none; padding: 0; margin: 35px 0 0; display: flex; flex-wrap: wrap; gap: 12px 20px; }
.offer-checks li { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 800; color: var(--brown-2); }
.offer-checks li span { width: 25px; height: 25px; border-radius: 50%; display: grid; place-items: center; background: var(--yellow); color: var(--brown); font-size: 11px; }
.offer-hero-panel { padding: 36px; border-radius: 38px; background: var(--brown); color: #fff; box-shadow: var(--shadow); transform: rotate(1.5deg); }
.offer-panel-top { display: flex; justify-content: space-between; gap: 15px; align-items: center; padding-bottom: 26px; border-bottom: 1px solid rgba(255,255,255,.13); font-size: 12px; color: #d8c7bc; font-weight: 800; }
.pill { padding: 7px 10px; border-radius: 999px; background: var(--yellow); color: var(--brown); font-size: 10px; text-transform: uppercase; letter-spacing: .09em; }
.property-price { padding: 34px 0 28px; }
.property-price small { display: block; color: #cdbdb3; margin-bottom: 7px; }
.property-price strong { display: block; color: #fff; font-size: clamp(45px,5vw,70px); letter-spacing: -.055em; }
.finance-bars > div { height: 9px; border-radius: 999px; background: rgba(255,255,255,.1); overflow: hidden; }
.finance-bars > div span { display: block; height: 100%; border-radius: inherit; background: var(--yellow); }
.finance-bars > div span.own { background: var(--terracotta); }
.finance-bars p { margin: 8px 0 20px; display: flex; justify-content: space-between; color: #cdbdb3; font-size: 12px; }
.finance-bars p strong { color: #fff; }
.offer-panel-grid { margin-top: 28px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.offer-panel-grid > div { padding: 18px; border-radius: 18px; background: rgba(255,255,255,.07); }
.offer-panel-grid small { display: block; color: #cdbdb3; margin-bottom: 5px; font-size: 10px; text-transform: uppercase; letter-spacing: .08em; }
.offer-panel-grid strong { font-size: 16px; }

.offer-intro { background: var(--paper); }
.two-col-copy { display: grid; grid-template-columns: .9fr 1.1fr; gap: 90px; align-items: start; }
.rich-copy { max-width: 690px; }
.rich-copy p { margin-top: 0; margin-bottom: 22px; color: var(--muted); font-size: 17px; }

.consultation { background: var(--bg); }
.consultation-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }
.consult-card { min-height: 330px; padding: 30px; border-radius: 28px; background: var(--paper); border: 1px solid var(--line); display: flex; flex-direction: column; }
.consult-card > span { color: var(--terracotta); font-size: 12px; font-weight: 900; letter-spacing: .12em; }
.consult-card h3 { margin: auto 0 16px; font-size: 28px; }
.consult-card p { margin: 0; color: var(--muted); font-size: 14px; }
.consult-card.accent { background: var(--yellow); border-color: var(--yellow); }
.consult-card.accent p { color: var(--brown-2); }
.consult-card.dark-card p { color: #d8c7bc; }
.consult-card.dark-card > span { color: var(--yellow); }

.free-help { background: var(--paper); padding-top: 28px; padding-bottom: 28px; }
.free-help-shell { padding: 58px 64px; border-radius: 36px; background: var(--terracotta); color: #fff; display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: center; }
.free-help-shell h2 { color: #fff; margin-bottom: 0; }
.free-help-shell p { margin: 0 0 12px; color: #f8dfd5; font-size: 17px; }
.free-help-shell .fineprint { font-size: 11px; opacity: .8; }

.what-finance { background: var(--paper); }
.narrow-head { max-width: 800px; margin-inline: auto; }
.finance-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }
.finance-grid article { padding: 30px; border-radius: 27px; background: var(--bg); border: 1px solid var(--line); min-height: 285px; }
.finance-grid article > span { width: 50px; height: 50px; border-radius: 50%; display: grid; place-items: center; background: var(--yellow); color: var(--brown); font-size: 21px; }
.finance-grid h3 { margin-top: 58px; }
.finance-grid p { color: var(--muted); font-size: 14px; }

.documents { background: var(--bg); }
.documents-shell { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; align-items: start; }
.documents-copy { position: sticky; top: 120px; }
.documents-copy p { color: var(--muted); max-width: 500px; margin-bottom: 28px; }
.documents-list { border-top: 1px solid var(--line); }
.documents-list > div { display: grid; grid-template-columns: 60px 1fr; gap: 22px; padding: 28px 0; border-bottom: 1px solid var(--line); }
.documents-list > div > span { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: var(--paper); color: var(--terracotta); font-weight: 900; font-size: 11px; }
.documents-list p { margin: 0; color: var(--muted); }
.documents-list strong { color: var(--brown); font-size: 18px; }

.purchase-process { background: var(--paper); }
.horizontal-steps { display: grid; grid-template-columns: repeat(6,1fr); gap: 0; border: 1px solid var(--line); border-radius: 30px; overflow: hidden; }
.horizontal-steps article { min-height: 280px; padding: 27px 22px; border-right: 1px solid var(--line); background: var(--bg); }
.horizontal-steps article:last-child { border-right: 0; }
.horizontal-steps article:nth-child(2n) { background: #fff; }
.horizontal-steps span { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; background: var(--brown); color: var(--yellow); font-size: 12px; font-weight: 900; }
.horizontal-steps h3 { margin-top: 88px; margin-bottom: 10px; font-size: 22px; }
.horizontal-steps p { margin: 0; color: var(--muted); font-size: 13px; }

.mid-cta { background: var(--paper); padding-top: 20px; }
.mid-cta-shell { padding: 60px 64px; border-radius: 38px; background: var(--brown); color: #fff; display: grid; grid-template-columns: 1fr .7fr; gap: 70px; align-items: end; }
.mid-cta-shell h2 { color: #fff; margin-bottom: 0; }
.mid-cta-action p { color: #d8c7bc; margin-top: 0; }

.faq { background: var(--bg); }
.faq-shell { display: grid; grid-template-columns: .75fr 1.25fr; gap: 90px; align-items: start; }
.faq-heading { position: sticky; top: 120px; }
.faq-heading p { color: var(--muted); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { list-style: none; cursor: pointer; position: relative; padding: 28px 50px 28px 0; color: var(--brown); font-size: 20px; font-weight: 800; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 25px; width: 30px; height: 30px; display: grid; place-items: center; border-radius: 50%; background: var(--paper); font-size: 19px; }
.faq-list details[open] summary::after { content: "−"; background: var(--yellow); }
.faq-list details p { margin: -5px 55px 28px 0; color: var(--muted); }

.related-offers { background: var(--paper); }
.related-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.related-card { min-height: 280px; padding: 30px; border-radius: 28px; background: var(--bg); border: 1px solid var(--line); display: flex; flex-direction: column; transition: transform .2s ease, box-shadow .2s ease; }
.related-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.related-card > span { color: var(--terracotta); font-size: 11px; font-weight: 900; letter-spacing: .12em; }
.related-card h3 { margin-top: 58px; font-size: 29px; }
.related-card p { color: var(--muted); font-size: 14px; }
.related-card strong { margin-top: auto; font-size: 13px; }

@media (max-width: 1100px) {
  .offer-hero-grid { gap: 42px; }
  .consultation-grid, .finance-grid { grid-template-columns: 1fr 1fr; }
  .horizontal-steps { grid-template-columns: repeat(3,1fr); }
  .horizontal-steps article { border-bottom: 1px solid var(--line); }
  .horizontal-steps article:nth-child(3n) { border-right: 0; }
  .horizontal-steps article:nth-last-child(-n+3) { border-bottom: 0; }
}

@media (max-width: 820px) {
  .offer-hero-grid, .two-col-copy, .free-help-shell, .documents-shell, .mid-cta-shell, .faq-shell { grid-template-columns: 1fr; }
  .offer-hero-grid, .two-col-copy, .documents-shell, .faq-shell { gap: 45px; }
  .offer-hero-panel { transform: none; }
  .documents-copy, .faq-heading { position: static; }
  .free-help-shell, .mid-cta-shell { gap: 26px; padding: 45px; }
  .related-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  .offer-hero { padding-top: 30px; }
  .breadcrumbs { margin-bottom: 28px; }
  .offer-hero-copy h1 { font-size: clamp(50px,15vw,72px); }
  .offer-hero-panel { padding: 25px; border-radius: 30px; }
  .property-price strong { font-size: 43px; }
  .offer-checks { display: grid; }
  .consultation-grid, .finance-grid, .related-grid { grid-template-columns: 1fr; }
  .consult-card { min-height: 260px; }
  .free-help-shell, .mid-cta-shell { padding: 34px 24px; border-radius: 30px; }
  .horizontal-steps { grid-template-columns: 1fr; }
  .horizontal-steps article, .horizontal-steps article:nth-child(3n) { min-height: 210px; border-right: 0; border-bottom: 1px solid var(--line); }
  .horizontal-steps article:last-child { border-bottom: 0; }
  .horizontal-steps h3 { margin-top: 48px; }
  .faq-list summary { font-size: 17px; }
}